When is my employer required to have work comp insurance?
Your employer is required to have work comp insurance in the following instances: (1) Non-construction industry – four or more employees including business owners who are corporate officers or LLC members; (2) Construction industry – one or more employees including business owners who are corporate officers of LLC members; (3) Agricultural industry – six or more regular employees and/or twelve or more seasonal workers who work more than 30 days during the season but not more than a total of 45 days in a calendar year.
Your employer is required to have work comp insurance in the following instances: (1) Non-construction industry – four or more employees including business owners who are corporate officers or LLC members; (2) Construction industry – one or more employees including business owners who are corporate officers of LLC members; (3) Agricultural industry – six or more regular employees and/or twelve or more seasonal workers who work more than 30 days during the season but not more than a total of 45 days in a calendar year.
