Some other considerations include whether you were fired and, if so, was it for misconduct; being fired for-cause is not a defense to paying indemnity. Also, did you quit? If so, why? Your quitting might be considered voluntary limitation of income, which is a defense to paying indemnity. If the reason you aren’t working is unrelated to your work comp injury, that may be a defense to paying indemnity as well. A finding of Fraud is not only a defense to paying indemnity, but also to providing medical benefits.