How is property damage calculated?

If you were in a car accident, your vehicle may be damaged or totaled. If your vehicle was damaged, either you or your insurance may pay to have it repaired. If your vehicle was totaled, an appraisal will be conducted to see its value before it was totaled. Thus, property damage is calculated based on the cost of the repairs or the vehicle’s value before it was totaled. If the repairs were paid, we’d ask for reimbursement; if the repairs were not paid or the vehicle is totaled, we would ask for money to make the repairs or to pay for the value of the vehicle before it was totaled.

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If you were in a car accident, your vehicle may be damaged or totaled. If your vehicle was damaged, either you or your insurance may pay to have it repaired. If your vehicle was totaled, an appraisal will be conducted to see its value before it was totaled. Thus, property damage is calculated based on the cost of the repairs or the vehicle’s value before it was totaled. If the repairs were paid, we’d ask for reimbursement; if the repairs were not paid or the vehicle is totaled, we would ask for money to make the repairs or to pay for the value of the vehicle before it was totaled.